From the benefits standpoint, it doesnt serve me much good. But for someone thats applying for the new Discover, it could be truly worth implementing for this card. unofficial - not possessing official authority or sanction; "a type of unofficial mayor"; "an unofficial estimate"; "he participated within an unofficial potential" https://juliusokiay.ltfblog.com/38186007/how-much-you-need-to-expect-you-ll-pay-for-a-good-see-full-details